Fast customer support, employee cards and maximum security. Open an account online in minutes.
Penta provides the same financial tools as traditional banks, but is easier to use and helps you save time and money.
You will have your own personal German IBAN to send and receive payments all over Europe (SEPA Zone).
You’ll receive your debit MasterCard, used for online and offline payments, to your address within a few days.
Our support is professional, quick, and friendly. We speak German and English.
Real-time banking. Get instant balance updates when you send or receive transactions.
Your funds are protected by the European Deposit Insurance Scheme.
Spend less time sending money. Set up automatic payments on a recurring basis.
Categorize your transactions and export a CSV file to send to your accountant.
Receive instant custom email notifications about incoming or outgoing transactions.
Let your business partners easily access your bank account. Order multiple MasterCards.
With Penta, you set the pace. We design the product around your needs and let you vote on our public roadmap.
Here are some of the features we will be releasing soon.
Automate your banking tasks and integrate your Penta bank account with any software.
Automate your accounting stay in sync with the accounting tools you use
Penta will give you the ability to charge your customers using Direct Debit.
Send money in 34 different currencies all across the world — at a low-cost.
Here’s what our customers say about us:
Learn why so many companies choose Penta as their primary bank account.
Your money is secured by the European Deposit Guarantee Fund in case of insolvency up to €100,000. This is the standard for all European Union credit institutions.
Penta accounts are held by solarisBank AG, which is regulated by the Federal Financial Supervisory Authority of Germany (Bundesanstalt für Finanzdienstleistungsaufsicht) better known as BaFin.
The use of your data is compliant with all applicable laws and strictly follows all data privacy regulations.
Your money is secured by the European Deposit Guarantee Fund in case of insolvency up to € 100,000. This is the standard for all European Union credit institutions.
Penta accounts are held by solarisBank AG, which is regulated by The Federal Financial Supervisory Authority of Germany (Bundesanstalt für Finanzdienstleistungsaufsicht) better known as BaFin.
The use of your data is compliant with all applicable laws and strictly follows all data privacy regulations.
Special offer: Go Digital with your business banking.
Choose the plan that suits your needs and use it completely free until January 31, 2019.
20 free outgoing SEPA transfers
each additional 0.20 EUR
1 Online banking user
1 Business MasterCard
No Commitment, cancel anytime
Coming soon
No Foreign currency transfers
No Accounting Integration
No API access
50 free outgoing SEPA transfers
each additional 0.20 EUR
2 Online banking users
2 Business MasterCards
No Commitment, cancel anytime
Free until January 31, 2019
100 free outgoing SEPA transfers
each additional 0.20 EUR
5 Online banking users
5 Business MasterCards
No Commitment, cancel anytime
Coming soon
0.5% Foreign currency transfers
Accounting Integration
API access
Free until January 31, 2019
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20 Free outgoing SEPA transfers
1 Team Members
1 Business MasterCard
/ Month
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50 Free outgoing SEPA transfers
2 Team Members
2 Business MasterCards
1% Foreign Currency Transfers
Accounting Integration
/ Month
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100 Free outgoing SEPA transfers
5 Team Members
5 Business MasterCards
0.5% Foreign currency transfers
Accounting Integration
API Access
/ Month
20 free outgoing SEPA transfers
each additional 0.20 EUR
1 Online banking user
1 Business MasterCard
No Commitment, cancel anytime
Coming soon
No Foreign currency transfers
No Accounting Integration
No API access
50 free outgoing SEPA transfers
each additional 0.20 EUR
2 Online banking users
2 Business MasterCards
No Commitment, cancel anytime
Coming soon
1% Foreign currency transfers
Accounting Integration
No API access
Free until January 31, 2019
100 free outgoing SEPA transfers
each additional 0.20 EUR
5 Online banking users
5 Business MasterCards
No Commitment, cancel anytime
Coming soon
0.5% Foreign currency transfers
Accounting Integration
API access
Free until January 31, 2019
Get additional Mastercards for your business partners and give access with the custom permissions to your employees.
learn more