Missing any functionality? Let us know what you'd like to see built next.

Special Offer: Use any Penta plan for free until January 31, 2019

Fast and easy business banking

Fast customer support, employee cards and maximum security. Open an account online in minutes.

€0.00 / mo

Free account available

10 minutes

Apply for account

€100.000,00

Guarantee on deposits

5000+ German Businesses trust Penta with their banking.

“Thanks Penta for simplifying corporate banking for us! We switched recently and really love the design and UX.”

Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account Chris wunsche

Christoph Wünsche

COO @ bepro11

“I like the pace at which the new functionality comes out. New features come out really fast.”

Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account air help

Krzysztof Piernicki

VP Finance @ AirHelp

Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account not

bepro11 Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account

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5.0

Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account trust pilot rating

4.9

4.8

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Fast & easy online banking

Enjoy banking

German IBAN and current account

Debit Mastercard included

Real-time spending overview

Custom categories for transactions

Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account founder

Company cards for employees

Enable your team, stay in control

Get Mastercards for your employees

Set individual spending limits for each user

Control the team’s spent with custom notifications

Delegate everyday banking tasks to your team

Upcoming features

Access the future of business banking

Request new features and vote for them on our open roadmap

Give us feedback and help improve the product

Help us build the platform that serves all your financial needs

Automated Accounting

Automate your accounting stay in sync with the accounting tools you use.

Direct Debit

Penta will give you the ability to charge your customers using Direct Debit.

Open API

Automate your banking tasks and integrate your Penta bank account with any software.

Batch payments

Prepare multiple payments and authorise them with just one TAN code.

Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account security

Top security

Your money is safe

€100.000 Guarantee on deposits

Penta accounts are held by solarisBank AG, regulated by BaFin

Full data privacy compliance

Top cybersecurity, SSL-encryption for all sensitive data

Transparent pricing

Know the numbers

Free plan available

100% transparent costs

Commitment-free

Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account pricing

Get your Penta account today!