Business banking with expense management automated accounting company cards sub-accounts
Traditional banks are slow, inefficient and not digital — we are different.
- Company account within 48 hours instead of waiting for weeks
- Online account opening with German IBAN
- VISA debit cards for all employees
- Deposit insurance of up to €100,000
- Preparatory accounting for easy expense management
- Accounts from €9/month — no hidden fees
20k+ German Businesses trust Penta with their Banking
Why Penta?
Penta is the best account for everyday banking.
Make it your primary account or use it alongside existing accounts.
German IBAN
German current account with German IBAN.
Business Card
Your first Business Card is 100% free.
Guaranteed deposits
Standard German guarantee on deposits up to €100,000.
Corporate cards for employees
Team banking is a smarter way
Empower your team
Get Business Debit Cards for your employees to spend efficiently and avoid passing one card around.
Save time on routine tasks
Let your team prepare the payments for your approval. Approve batch payments with one TAN.
No more reimbursements
Your employees can now pay with their own Penta card, attach receipts and add notes to transactions.
Control the spending
See expenses real-time, set custom spending limits per card, and get notified when transactions are made.
Like no other bank account
- Traditional Banks
- Penta
- Customer-centric approach, built by business owners
- Digital-first, available 24/7 on mobile or desktop
- Transparent pricing, upgrade as you grow
- As many company cards as you need, €25k limit/card
- Fast and friendly support via phone and e-mail
- Customer-driven public roadmap
- Built based on your feedback
- Slack community
- Deposit guarantee scheme up to €100,000.
20,000+ Businesses LOVE Penta.
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Penta vs traditional banks? No bureaucracy, better look and feel. Penta really focuses on building the features useful for our business.
