Get €60 for every business you refer.
Find out more
Find out more

Modern business banking for all German legal forms

  • DATEV integration for automated accounting
  • VISA company cards for all employees
  • Batch payments with one-touch authorization
  • Versatile lending options (credit, factoring, leasing)

30k+ German Businesses trust Penta with their Banking

Choose Your Pricing Plan

Start by selecting the pricing plan that fits your needs. For each plan you choose, you will also be able to add more features at an extra cost.

Starter

With the starter package, you are best equipped to conquer your daily business banking as it covers all basic needs. Ideal for startups or smaller businesses.

9 €
/month (+ VAT)
One month free. Cancel anytime.
Penta Banking
  • 2 Users

  • 2 Cards

  • 100 Outgoing SCTs

  • 1 Subaccounts

  • 2 ATM Withdrawals

  • Lexoffice, Debitoor, DATEV Unternehmen online

  • 1% FX Mark-up

  • SDD Collections

  • Penta rewards

  • DATEV Belegbilderservice

  • Point-of-Sale Banking

  • Chat support

Most popular

Comfort

Enjoy a more extensive and comfortable offer, includes everything you need to help your business grow. Perfect for companies managing more employees with multiple transactions.

19 €
/month (+ VAT)
One month free. Cancel anytime.
Penta Banking
  • 5 Users

      ? Get additional banking logins for your co-founder(s), accountant(s) or employee(s). Every additional user above your plan allowance is charged with 2 € per month.
  • 5 Cards

      ? Get additional company cards for your co-founder(s) or employees to do easy expense management. Every additional card above your plan allowance is charged with €2 per card.
  • 300 Outgoing SCTs

      ? Includes standing orders and scheduled / recurring transfers in the SEPA-zone. Each additional outgoing transfer above your plan costs €0.20. Incoming transfers and EUR card transactions are free and unlimited.
  • 4 Subaccounts

  • 3 ATM Withdrawals

      ? Starter includes 2 monthly cash withdrawals, Comfort includes 3 monthly cash withdrawals for free and Enterprise 9 monthly cash withdrawals for free. Each additional cash withdrawal is subject to a small fee of €2.50.
  • Lexoffice, Debitoor, DATEV Unternehmen online

      ? Directly integrate your account with Lexoffice or Debitoor. Export your transactions to Datev, Felix1, and other tools using our MT940 export functionality.
  • 0,5% FX Mark-up

      ? Make local or priority payments in foreign currencies thanks to our partner Currencycloud. Non-priority payments via local routes are charged 3.50 € each, while priority payments via the SWIFT network are charged a fee ranging from 15 € to 30 € each depending on the payment type and destination country. We also apply a markup on the traded amount for non-EUR currencies (1% for Starter Plan, 0.5% for Comfor Plan and 0.3% for Enterprise Plan).
  • SDD Collections

      ? Let third parties charge your account via SEPA Direct Debit (SDD). Payments via the SDD Core and SDD B2B schemes are supported and free and unlimited. SDD collections are currently only supported via the SDD Core scheme. €0.30 are charged for each collected Direct Debit. Failed or returned payment collections are charged €3 each.
  • Penta rewards

      ? Get access to special curated deals for SMEs.
  • DATEV Belegbilderservice

  • Point-of-Sale Banking

      ? Accept credit, debit and contactless payments in partnership with SumUp. No monthly fee, €29 one-time payment. 0.9% of the revenue of debit card payments, 1.9% of the revenue of credit card payments.
  • Chat support

Enterprise

We grow with you! This pricing model is perfect for bigger companies who need multiple users, cards and subaccounts and who have a high transaction volume.

49 €
/month (+ VAT)
One month free. Cancel anytime.
Penta Banking
  • 15 Users

  • 15 Cards

  • 600 Outgoing SCTs

  • 6 Subaccounts

  • 9 ATM Withdrawals

  • Lexoffice, Debitoor, DATEV Unternehmen online

  • 0,3% FX Mark-up

  • SDD Collections

  • Penta rewards

  • DATEV Belegbilderservice

  • Point-of-Sale Banking

  • Chat support

Penta supports all German legal forms

Individuals

Soloprenuers, freelancers, self-employed

Small businesses

GbR, KG, OHG, PartG

Corporations

AG, GmbH, GmbH i.G., GmbH & Co. KG, UG, UG i.G.

Empower your team

  • Issue company cards with individual spending limits
  • Make batch payments using just one TAN
  • Approve and track transactions in real-time
  • Manage and organize receipts digitally

Save 7 hours/week on accounting

  • Integrate your favourite digital accounting tool
  • Scan, upload & categorize receipts with mobile app
  • Create sub-accounts for taxes, teams, and projects
  • Use search filters to find transactions and receipts

The first business account that connects to DATEV

  • Track expenses and invoices online in one place
  • Send receipts directly to your tax advisor
  • Automatically sync transactions with your bookkeeping

Your money’s safe with us

  • €100.000 deposit guarantee
  • Full compliance with GDPR data protection rules
  • Advanced cybersecurity with SSL encryption for sensitive data

Get your Penta account today!

30 days free trial - no commitment
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