Fast and easy business banking

Fast customer support, employee cards and maximum security. Open an account online in 48h.

Advanced Plan

The Penta

The Advanced plan is the best choice for a growing business. Using this plan, you can save time by connecting your accounting software to Penta. You also get a Business Debit Card and a banking login for a Co-Founder or an employee. The Advanced plan also lets you save money on foreign transfers – you pay 3x less compared to traditional banks. If you need more than 2 Debit Cards or if you make over €100.000 in international payments outside the SEPA zone, consider our Premium plan.

German IBAN
2 Banking Logins ?

Get an additional banking login for your co-founder, accountant, or employee.

2 Business Debit Cards ?

Get additional Debit Cards for your co-founder or employees to do easy expense management. Set a custom spending limit for each card (up to €25.000/mo).

100 Outgoing SEPA-Transfers/mo ?

Includes outgoing domestic and international transfers in the SEPA zone, each additional transfer costs €0.20. The incoming transfers and card transactions are unlimited and free.

International payments – 1% ?

The currency conversion fee for non-Euro payments to countries outside of the SEPA zone. Learn more.

Premium Support ?

Enjoy Premium Support in German and English – have your own relationship manager, request new features, and more. Learn more.

  • Unlimited transactions history
  • Role and user management
  • Seamless Accounting integration
  • Accountant access
  • Mobile App (iOS & Android)
  • Batch payments
  • Cards for employees
  • Special co-founder access
  • Custom transactions categories
  • 1 additional sub-account

20k+ German Businesses trust Penta with their Banking.

“Thanks Penta for simplifying corporate banking for us! We switched recently and really love the design and UX.”

“Penta vs traditional banks? No bureaucracy, better look and feel. Penta really focuses on building the features useful for our business.”

COMPANY CARDS FOR EMPLOYEES

Enable your team, stay in control

  • Get Business Debit Cards for your employees
  • Set individual spending limits for each user
  • Add receipts to transactions in one click

AUTOMATED ACCOUNTING

Save 11 hours per week on accounting

  • Connect your accounting software to Penta in seconds
  • Have your transactions synchronized automatically in real time
  • Create invoices right within lexoffice or debitoor and see when they are paid

TOP SECURITY

Your money is safe

  • Deposit guarantee scheme up to €100,000
  • Full data privacy compliance
  • Top cybersecurity, SSL-encryption for all sensitive data

Get your Penta account today!