The digital business account for your AG
Penta is the all-in-one business account to manage your corporate finances and expenses on a daily basis. With access for all shareholders, VISA company cards and sub-accounts for investments and reserves of your company.
MORE THAN A BUSINESS ACCOUNT
Benefits for your AG
Control your expenses, payments, access for co-founders and accountants and create sub-accounts to analyze your team’s expenses – via app or browser.
Our 100% digital current account with German IBAN offers you a seamless integration with your accounting software, innovative accounting and receipt management and the execution of international transfers in more than 35 currencies with full price transparency.
Send multiple transfers at once, digitise receipts and add categories to your transactions – online and paperless.
Taxes for large companies
Accounting of the future
Provide your tax accountant with all the data they need – at any time.
Eliminate end-of-month stress
Do everything with one click – no more manual data transfer stress at the end of the month.
No need for time-consuming data transfers to your accountant – directly synchronize all the required information.
Access to client account
Give your tax accountant access to your Penta account for even faster bookkeeping.
Ease your company’s financial management
- Add company cards and users with individual permissions
- Attach receipts, categories and notes to transactions
- Define individual access rights for your tax consultant
- Put aside tax reserves, manage teams or make savings with additional sub-accounts
Open your AG business account in 3 steps
- Account application
- Account confirmation
Real-time updates on costs & spendings
Adjust your Penta account as your business grows
No permanent commitments for LLC – account can be adjusted anytime
100% transparent and comprehensible costs
Your money is safe with Penta
- Your business bank account is kept with solarisBank and supervised by the German banking authority BaFin
- Deposits are protected up to €100.000
- Data protection under GDPR
- Cyber security including SSL encryption of sensitive data
The Penta business account is a beneficial account for AGs, GmbHs or GmbH & Co. KG, which is specially designed for companies. It is comparable to a bank account for private individuals but usually offers more extensive functions. Nevertheless, the basis for both is to make and receive payments.
If you want to open your business account you basically need the following information:
- Type of company
- Business activities
- Industry code
- Number of employees
- Ownership and company structure
- and the most important (expected) financial ratios
For identification purposes, it is necessary to carry out a video identification procedure through our partner, IDnow. During this procedure, a consultant will check your identification documents online.
- You founded a company in Germany
- You live in Germany or abroad
- We support all legal forms – Here you can find a list
Opening a bank account is reasonable for every businessperson, regardless of the chosen legal form, in order to separate private and business transactions accurately with a company account. This makes it easier for you when filing your tax return or during a tax audit, so that you can clearly prove all business transactions. For the legal form of the AG there is even a legal obligation to hold a business account in the name of the company.
We currently offer two options: The “Starter” plan for €9 per month, the “Comfort” plan for €19 per month and the “Enterprise” plan for €49 per month (all excl. VAT). In our pricing list, you will find a detailed overview of the included services for each account plan.