Business Banking
built for your GbR

Manage your expenses, payments, company cards and sub-accounts in a one-stop-shop. Save taxes, time and money with automated accounting. Modern and powerful.

also known from
Customer logo
Customer logo

See what our customers are saying – from solopreneurs to CEOs

“Thanks Penta for simplifying corporate banking for us! We switched recently and really love the design and UX.”

“Penta vs traditional banks? No bureaucracy, better look and feel. Penta really focuses on building the features useful for our business.”

penta business account office young man
penta business account office young man

Modern Business Banking

Benefits for your GbR

Receive company cards and access for all shareholders, control your expenses and payments and use sub-accounts for a more efficient financial management in your company – via app or browser.

The 100% digital current account with German IBAN provides a full integration of your accounting, innovative bookkeeping and digital receipt management as well as the execution of international transfers in more than 35 currencies with full price transparency.

business banking penta
business banking penta

Tailored to your Needs

Simplify expense management

  • Add company cards and users with individual permissions
  • Open sub-accounts for your tax reserve, internal projects or investments for your GbR
  • Attach digital receipts, categories and notes to transactions
  • Set budget limits for individual cards, up to €25,000 / month per card
  • Define individual access rights for your tax consultant
receipt accounting bookkeeping gbr
receipt accounting bookkeeping gbr


Seamless accounting integration

Are you spending too much time on your bookkeeping? With a leading range of functions, a modern interface and access rights for your tax advisor, Penta is designed to ease your bookkeeping.

Penta offers a seamless accounting integration with your GbR account, as well as the automated synchronization of your transactions, making it more efficient for you to manage bank transfers, direct debits and card payments.

User-defined permissions for your tax advisor make it easier for you to prepare your accounting and do your tax declaration online.

Open your GbR business account in 3 steps

  1. Account application
  2. Account confirmation
  3. Welcome!


Real-time updates on costs & spendings

  • Adjust your Penta account as your business grows

  • No permanent commitments for your GbR – account can be adjusted anytime

  • 100% transparent and comprehensible costs

mann am laptop im büro kostenloses geschäftskonto
mann am laptop im büro kostenloses geschäftskonto


Your money is safe with Penta

  • Your business bank account is kept with solarisBank and supervised by the German banking authority BaFin
  • Deposits are protected up to €100.000
  • Data protection under GDPR
  • Cyber security including SSL encryption of sensitive data

Banking that make businesses succeed. Open your GbR online business account now!


The Penta bank account is a beneficial business account for your GbR, which is specially designed for companies. It is comparable to a bank account for private individuals but usually offers more extensive functions. Nevertheless, the basis for both is to make and receive payments.

Opening a bank account is reasonable for every businessperson, regardless of the chosen legal form, in order to separate private and business transactions accurately with a company account. This makes it easier for you when filing your tax return or during a tax audit so that you can clearly prove all business transactions. If you want to found a GbR or have already founded one, there is no obligation to open your own business account.

If you want to open your business account for your GbR online, or open a second account, you basically need the following information:

  • Type of company
  • Business activities
  • Industry
  • Industry code
  • Number of employees
  • Ownership and company structure
  • and the most important (expected) financial ratios

For identification purposes, it is necessary to carry out a video identification procedure through our partner, IDnow. During this procedure, a consultant will check your identification documents online.

  • You founded a company in Germany
  • You live in Germany or abroad
  • We support all legal forms – Here you can find a list

We currently offer two options: The “Starter” plan for €9 per month, the “Comfort” plan for €19 per month and the “Enterprise” plan for €49 per month (all excl. VAT). In our pricing list, you will find a detailed overview of the included services for each account plan.

With Penta you can adapt your plan at any time in a flexible and easy way. Or, of course, you can change your account if you wish to make adjustments to your company form. If you change your company to a limited liability company (GmbH), you can change your master data very quickly.

This question seems really logical, because a GbR is often founded by people who want to keep their main job and earn a few Euros with their hobby as a sideline. But today, the GbR business account does not have to be expensive: You can get a Penta business account for as little as 9 euros per month.

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