Get the most out of your business account with powerful features that help you manage your finances with ease. Spend more time on your business and less on your banking.
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40k+ German Businesses trust Penta with their Banking.
“Thanks Penta for simplifying corporate banking for us! We switched recently and really love the design and UX.”
“Penta vs traditional banks? No bureaucracy, better look and feel. Penta really focuses on building the features useful for our business.”
Receive company cards and access for your limited and general partners, control your expenses and use sub-accounts for better financial management – via app or browser.
Your digital business account with a German IBAN offers seamless integration of your bookkeeping, innovative booking and receipt management, as well as carrying out international bank transfers in more than 35 currencies with full price transparency and 100% security.
TAX RETURN AND ANNUAL ACCOUNT
Advanced accounting
Connect Penta with your accounting software within seconds
Simplified tax filing through direct integration with DATEV Unternehmen online
Automated synchronization of all transactions with Lexoffice, Debitoor, Buchhaltungsbutler, sevDesk and many more
Define individual access rights for your tax consultant
The Penta business account is a beneficial account, which is specially designed for companies. It is comparable to a bank account for private individuals but usually offers more extensive functions. Nevertheless, the basis for both is to make and receive payments.
Opening a bank account makes sense for every company owner, regardless of the legal form chosen, in order to separate private and business transactions neatly with the help of a company account. This will make it easier for you when filing your tax return or during a tax audit so that you can clearly prove all business transactions.
However, if you want to set up an KG or have already done so, there is no obligation to open your own business account. Since there is a duty to keep double-entry books and prepare the balance sheet for KG companies, opening a business bank account is highly recommended.
If you want to open your business account, you basically need the following information:
Type of company
Business activities
Industry
Industry code
Number of employees
Ownership and company structure
and the most important (expected) financial ratios
For identification purposes, it is necessary to carry out a video identification procedure through our partner, IDnow. During this procedure, a consultant will check your identification documents online.
You founded a company in Germany
You live in Germany or abroad
We support all legal forms – Here you can find a list
We currently offer two options: The “Starter” plan for €9 per month, the “Comfort” plan for €19 and “Enterprise” plan for €49 per month
(both excl. VAT). In our pricing list, you will find a detailed overview of the included services for each account plan.
With Penta you can adapt your plan at any time in a flexible and easy way. Or, of course, you can change your account if you wish to make adjustments to your company form.
