Don’t waste time reimbursements expense reports chasing receipts

Get a corporate card for every employee, upload receipts on the go and simplify expense management. Custom card limits, real-time notifications, and more.

    Spending 7h/week on admin tasks? Start saving time with Penta.

    No more passing one corporate card around or handing out cash – get a Penta card for every key employee to make spending more secure and efficient.

    Let everyone upload the receipts to Penta right after they made a transaction. No more chasing paper receipts.

    Easily control your team’s spending with custom spending limits for each corporate card and real-time notifications.

    Delegate everyday banking tasks to your assistant or a bookkeeper by giving them customized account access.

    Penta vs traditional banks? No bureaucracy, better look and feel. Penta really focuses on building the features useful for our business.

    Krzysztof Piernicki VP Finance @ AirHelp

    Choose your plan now

    Basic

    0 €
    / mo + VAT
    Open for free Change or cancel plan anytime
    Most Popular

    Advanced

    9 €
    / mo + VAT
    Choose this plan Change or cancel plan anytime

    Premium

    19 €
    / mo + VAT
    Choose this plan Change or cancel plan anytime
    • 50 outgoing transfers/mo
    • International payments – 1%
    • 1 Penta user
    • 1 Business Visa Card
    • Accounting integrations
    • 100 outgoing transfers/mo
    • International payments – 1%
    • 2 Penta users
    • 2 Business Visa Cards ? Get additional Visa cards for your co-founder or employees to do easy expense management. Set a custom spending limit for each card (up to 25.000€/mo). We currently offer 1 Business Visa card for Sole Proprietors.
    • Accounting integrations
    • 300 outgoing transfers/mo
    • International payments – 0.5%
    • 5 Penta users
    • 5 Business Visa Cards ? Get additional Visa cards for your co-founder or employees to do easy expense management. Set a custom spending limit for each card (up to 25.000€/mo). We currently offer 1 Business Visa card for Sole Proprietors.
    • Accounting integrations

    FAQ

    Every plan includes a certain number of users and corporate cards:

    • Basic – 1 card/user
    • Advanced – 2 cards/users
    • Premium – 5 cards/users

    On the Premium plan you can also order additional cards for €3/mo and add additional users for €2/mo.

    You can set the custom spending limit for each corporate card in your company. The maximum spending limit per Penta’s corporate card is 50.000€ per month – 25.000€ in online spent and 25.000€ in offline spent, including cash withdrawals. Each additional card will have an additional spending limit, therefore the overall company limit increases.

    You can download your transactions, for example as a MT940 file with the attached receipts and send these to your tax accountant. But with Penta you can also give your accountant a dedicated access to your account.

    Get your Penta account today!

    Open Account Now

    Transparent company spending, easier accounting

    Get a corporate card for every employee and let them upload the receipts to Penta right after they made a transaction.

    Create custom categories and categorize all payments with a click of a button right inside the Penta account

    Avoid overspending using custom spending limits for every card, real-time monitoring and notifications.

    Save 11 hours per week on accounting: all your transactions automatically sync with your accounting software

    We save 11 hours a week on bookkeeping.

    Bepro Europe GmbH

    Choose your plan now

    Basic

    0 €
    / mo + VAT
    Open for free Change or cancel plan anytime
    Most Popular

    Advanced

    9 €
    / mo + VAT
    Choose this plan Change or cancel plan anytime

    Premium

    19 €
    / mo + VAT
    Choose this plan Change or cancel plan anytime
    • 50 outgoing transfers/mo
    • International payments – 1%
    • 1 Penta user
    • 1 Business Visa Card
    • Accounting integrations
    • 100 outgoing transfers/mo
    • International payments – 1%
    • 2 Penta users
    • 2 Business Visa Cards ? Get additional Visa cards for your co-founder or employees to do easy expense management. Set a custom spending limit for each card (up to 25.000€/mo). We currently offer 1 Business Visa card for Sole Proprietors.
    • Accounting integrations
    • 300 outgoing transfers/mo
    • International payments – 0.5%
    • 5 Penta users
    • 5 Business Visa Cards ? Get additional Visa cards for your co-founder or employees to do easy expense management. Set a custom spending limit for each card (up to 25.000€/mo). We currently offer 1 Business Visa card for Sole Proprietors.
    • Accounting integrations

    FAQ

    You can categorise categories to help you plan your finances. You can do this from the Categories tab in the Administration section.

    Yes, you can filter by transactions, card users and transactions without receipts. You can also export all transactions as csv or MT940 file, including the receipts for each transaction.

    You can set the custom spending limit for each company card. The maximum spending limit per Penta’s corporate card is €50.000 per month – €25.000 in online spent and €25.000 in offline spent, including cash withdrawals.

    Yes! You can grant these permissions to all your legal representative users:

    • Administrator (User can access any current or future feature of the Penta account)
    • See account balance, transactions, download statements
    • Categorise transactions (Assign or change a category to a transaction)
    • Manage users (Add or remove users and manage their permissions)
    • Manage cards (Create and close corporate cards for other users)
    • Prepare payments (Prepare SEPA payments)
    • Send payments (Confirm SEPA payments)*
    • Manage business details and integrations (Change address, enter tax information, change Penta subscription, create custom categories and manage integrations and notifications.)

    For non-legal representative users, you can enable the following permissions:

    • See account balance, transactions, download statements
    • Categorise transactions (Assign or change a category to a transaction)
    • Prepare payments (Prepare SEPA payments)
    • Send payments (Confirm SEPA payments)*

    *Requires video identification via our partner IDnow.

    You also have the option to add a user without any permissions, meaning they won’t be able to the total balance of the account or all transactions. This is helpful if you want to give an employee a corporate card. Without any permissions, they can only see their own card payments and card details.

    You can set up notifications for the following activities:

    • Incoming Payments
    • Outgoing Payments
    • Failed / Returned Payments

    You can also define the minimum threshold to only receive notifications about payments above a certain amount and choose which users should receive the notifications.

    lexoffice and debitoor are currently available as direct accounting integrations. In addition, you can export MT940 files, which can be imported directly into Datev or other accounting software.

    Get your Penta account today!

    Open Account Now

    Spending 7h/week on admin tasks? Start saving time with Penta.

    No more passing one corporate card around or handing out cash – get a Penta card for every key employee to make spending more secure and efficient.

    Let everyone upload the receipts to Penta right after they made a transaction. No more chasing paper receipts.

    Easily control your team’s spending with custom spending limits for each corporate card and real-time notifications.

    Delegate everyday banking tasks to your assistant or a bookkeeper by giving them customized account access.

    As a growing team, having more cards really streamlined our business. The team has much more flexibility and our accountants no longer need to lose time sending small transfers to pay expenses.

    |
    Krzysztof Piernicki VP Finance @ AirHelp

    FAQ

    Your corporate card is a debit Mastercard, which means that all transactions occur in real-time and are directly debited from your bank account.

    After you make a payment, you can directly attach a receipt to the transaction via mobile or web app. You can then assign a custom category or tag to each transaction.

    You can see your spending limit and all your transactions in real-time in the Penta app on mobile or desktop.

    Get your Penta account today!

    Open Account Now