The Business Banking Platform for the food service industry

Corporate cards for your team, Point-of-Sale Banking, fast and easy expense management, automated accounting, and much more. Start using Penta today for your restaurant, café or bar.

16000+ German Businesses trust Penta with their banking.

“Thanks Penta for simplifying corporate banking for us! We switched recently and really love the design and UX.”

Christoph Wünsche COO @ bepro11

“Penta vs traditional banks? No bureaucracy, better look and feel. Penta really focuses on building the features useful for our business.”

Krzysztof Piernicki VP Finance @ AirHelp

TAILOR-MADE SOLUTIONS

All-in-one business banking platform for food services

  • Modern current account with German IBAN
  • Point-of-Sale Banking for cashless payments
  • Team Cards for you and every employee
  • Easy to integrate with your accounting tool
  • No transaction without a receipt and easy categorization
  • Many more useful features fitted to the foodservice industry

CUSTOMER CASE

Shopping for the catering trade – without the stack of cash

For restaurants, weekly or daily wholesale shopping is part of their daily routine. Good quality has its price and only too often the bills amount to several hundred or even thousand Euros.

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Nowadays, cash is usually one of the exotic items, even in the bar and restaurant business. The guests expect that the bill can be paid with the card, just like the multi-digit bill in the wholesale trade.

At this point a quite trivial problem arises again and again: What happens if the boss is ill or cannot go shopping himself? Usually a colleague steps in to take care of the urgently needed errands. But how is he supposed to pay if only the bosses have a card. So you’re resorting to a hidden cash reserve after all? If you ask the traditional banks for a solution to this problem, you get at most a shrug of the shoulders. But that is exactly what should be possible today.

Penta Expense Management is the solution!

With our tailor-made solution, every colleague who goes shopping in the wholesale trade or drives the catering van simply receives his or her own company card. This means that all employees can easily go shopping whenever they need to. Real-time notifications inform the card user, as well as the boss, about card spending and when, what was paid for and by whom. This is what complete trust in the employees looks like, without losing track of the situation.

The boss or accountant determines how much may be spent with the card. If it is clear in advance that the purchase will not cost more than 300€, the limit can easily be set at 300€. Should it become more, the limit can be increased or decreased in real time. After the purchase, colleagues can easily photograph the receipts via app and attach them to the corresponding purchase. So the accounting department has all the necessary information and can book the purchase correctly. No more tedious collecting of all receipts and submissions at the end of the month. This not only saves time and money, but also a lot of nerves to close the books.

Finally the restaurant becomes the main character again. And payments and settlements take place as they should – fully automatically.

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