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Founding a UG or GmbH? Open your account online in minutes

Fast customer support, employee cards and maximum security. Apply for an account in 10 minutes and have it open within 48 hours.

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penta foundation bank account, startup bank account, gmbh bank account, free business bank account dashboard
Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account free
€0.00 / mo
Free account available
Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account 10 minutes
10 minutes
Apply for account
Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account security
€100.000,00
Guarantee on deposits

5000+ German Businesses trust Penta with their banking.

Fast & easy online banking

Enjoy banking

Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account tick 1
German IBAN and current account
Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account tick 2
Debit Mastercard included
Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account tick 3
Real-time spending overview
Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account tick 4
Custom categories for transactions
Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account founder
Fast account opening online

Open your business faster

  1. Apply online

    Fill out the basic information about your business, upload the Articles of Association and the List of shareholders containing the signature, stamp/seal. Then complete a 3-minute online ID check.

  2. Deposit share capital

    Your account will be opened within about 48 hours. As soon as it is opened, you can transfer the required share capital.

  3. Proceed with the notary

    The day after the share capital arrives to your new Penta account, you can download the bank statement and send it to your notary to continue the incorporation process.

Upcoming features

Access the future of business banking

Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account tick 9
Request new features and vote for them on our open roadmap
Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account tick 10
Give us feedback and help improve the product
Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account tick 11
Help us build the platform that serves all your financial needs
Automated Accounting
Automate your accounting stay in sync with the accounting tools you use.
Direct Debit
Penta will give you the ability to charge your customers using Direct Debit.
Open API
Automate your banking tasks and integrate your Penta bank account with any software.
Batch payments
Prepare multiple payments and authorise them with just one TAN code.
Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account security
Top security

Your money is safe

Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account tick 12
€100.000 Guarantee on deposits
Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account tick 13
Penta accounts are held by solarisBank AG, regulated by BaFin
Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account tick 14
Full data privacy compliance
Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account tick 15
Top cybersecurity, SSL-encryption for all sensitive data
Transparent pricing

Know the numbers

Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account tick 16
Free plan available
Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account tick 17
100% transparent costs
Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account tick 18
Commitment-free
Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account pricing

Get your Penta account today!

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