Founding a UG or GmbH? Open your account online in minutes
Fast customer support, employee cards and maximum security. Apply for an account in 10 minutes and have it open within a few days.
12k German Businesses trust Penta with their banking.
“Thanks Penta for simplifying corporate banking for us! We switched recently and really love the design and UX.”
“Penta vs traditional banks? No bureaucracy, better look and feel. Penta really focuses on building the features useful for our business.”
FAST & EASY ONLINE BANKING
Enjoy banking
- German IBAN and current account
- Debit Mastercard included
- Real-time spending overview
- Custom categories for transactions
FAST ACCOUNT OPENING ONLINE
Open your business faster
- Apply online
Fill out the basic information about your business, upload the Articles of Association and the List of shareholders containing the signature, stamp/seal. Then complete a 3-minute online ID check.
- Deposit share capital
Your account will be opened within a few days. As soon as it is opened, you can transfer the required share capital.
- Proceed with the notary
The day after the share capital arrives to your new Penta account, you can download the bank statement and send it to your notary to continue the incorporation process.
AUTOMATED ACCOUNTING
Save 11 hours per week on accounting
- Have your transactions synchronized automatically in real time
- Create invoices right within lexoffice or debitoor and see when they are paid
- Connect your accounting software to Penta in seconds
TOP SECURITY
Your money is safe
- Deposit guarantee scheme up to €100,000
- Your account is held by solarisBank AG, a credit institution supervised by BaFin
- Full data privacy compliance
- Top cybersecurity, SSL-encryption for all sensitive data
TRANSPARENT PRICING
Know the numbers
- Free plan available
- 100% transparent costs
- Commitment-free