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Founding a UG or GmbH? Open your account online in minutes

Fast customer support, employee cards and maximum security. Apply for an account in 10 minutes and have it open within a few days.

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€0.00 / mo

Free account available

10 minutes

Apply for account

€100.000,00

Guarantee on deposits

6000+ German Businesses trust Penta with their banking.

“Thanks Penta for simplifying corporate banking for us! We switched recently and really love the design and UX.”

Christoph Wünsche

Christoph Wünsche

COO @ bepro11

“Penta vs traditional banks? No bureaucracy, better look and feel. Penta really focuses on building the features useful for our business.”

Krzysztof Piernicki

Krzysztof Piernicki

VP Finance @ AirHelp

Nok Brands

bepro11

DataCircle UG

5.0

Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account trust pilot rating

4.9

4.8

Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account banking check

FAST & EASY ONLINE BANKING

Enjoy banking

German IBAN and current account

Debit Mastercard included

Real-time spending overview

Custom categories for transactions

FAST ACCOUNT OPENING ONLINE

Open your business faster

Apply online

Fill out the basic information about your business, upload the Articles of Association and the List of shareholders containing the signature, stamp/seal. Then complete a 3-minute online ID check.
Deposit share capital

Your account will be opened within a few days. As soon as it is opened, you can transfer the required share capital.
Proceed with the notary

The day after the share capital arrives to your new Penta account, you can download the bank statement and send it to your notary to continue the incorporation process.

AUTOMATED ACCOUNTING

Save 11 hours per week on accounting

Have your transactions synchronized automatically in real time

Create invoices right within lexoffice or debitoor and see when they are paid

Connect your accounting software to Penta in seconds

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Automated Bookkeeping

TOP SECURITY

Your money is safe

€100.000 Guarantee on deposits

Penta accounts are held by solarisBank AG, regulated by BaFin

Full data privacy compliance

Top cybersecurity, SSL-encryption for all sensitive data

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TRANSPARENT PRICING

Know the numbers

Free plan available

100% transparent costs

Commitment-free

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Get your Penta account today!

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