Founding a UG or GmbH? Open your account online in minutes

Fast customer support, employee cards and maximum security. Apply for an account in 10 minutes and have it open within a few days.

17k German Businesses trust Penta with their banking.

“Thanks Penta for simplifying corporate banking for us! We switched recently and really love the design and UX.”

Christoph Wünsche COO @ bepro11

“Penta vs traditional banks? No bureaucracy, better look and feel. Penta really focuses on building the features useful for our business.”

Krzysztof Piernicki VP Finance @ AirHelp


Enjoy banking

  • German IBAN and current account
  • Business Debit Card included
  • Real-time spending overview
  • Custom categories for transactions


Open your business faster

  1. Apply online

    Fill out the basic information about your business, upload the Articles of Association and the List of shareholders containing the signature, stamp/seal. Then complete a 3-minute online ID check.

  2. Deposit share capital

    Your account will be opened within a few days. As soon as it is opened, you can transfer the required share capital.

  3. Proceed with the notary

    The day after the share capital arrives to your new Penta account, you can download the bank statement and send it to your notary to continue the incorporation process.


Save 11 hours per week on accounting

  • Have your transactions synchronized automatically in real time
  • Create invoices right within lexoffice or debitoor and see when they are paid
  • Connect your accounting software to Penta in seconds


Your money is safe

  • Deposit guarantee scheme up to €100,000
  • Your account is held by solarisBank AG, a credit institution supervised by BaFin
  • Full data privacy compliance
  • Top cybersecurity, SSL-encryption for all sensitive data


Know the numbers


  • 100% transparent costs
  • Commitment-free

Get your Penta account today!

Open Account Now