Business banking you’ve always wanted

We are building an ultimate banking experience where you set the pace. Built by business owners for business owners.

30,000+ Businesses

December 2017

Based in
Berlin, Germany

Raised €47M+
from VCs and Business Angels

As seen in

The Penta Story

Penta’s story begins with a deep frustration. Our founders, Lav, Luka, Jessica, Aleks, Igor, and Sir, all serial entrepreneurs, many times had terrible experiences with their business banks. After the brief research in February 2016, they found out that thousands of businesses all over Europe were frustrated with their business bank as well.

Why? The banks were slow, inefficient, offering terrible online banking interfaces and bad support on top of it all. The degree of innovation and willingness to hear customers’ feedback or build the much-needed functionality was just scarily low.

It was clear that the majority of banks just didn’t care about small businesses or startups. This was a turning point when they decided to tackle the problem and build the best business banking solution for SMEs.

Penta launched in Germany in December 2017 and will be available in other European countries in the near future. In the first months after launch, Penta received an unbelievable amount of applications, and today, thousands of businesses all around Germany bank with Penta. Do you feel neglected by your bank?
Go Penta!

Penta is the future of business banking

We are building a platform connecting the best financial services to the bank account. That way you can use one platform for all your business’s financial needs – from simple banking tasks to accounting, expense management, charging customers or getting loans.

Penta management

Chief Executive Officer Markus Pertlwieser Portrait

Markus Pertlwieser – Chief Executive Officer

Dr. Markus Pertlwieser looks back on a long banking career and 20 years of management experience, including as Chief Digital Officer at Deutsche Bank, consultant at McKinsey and strategic advisor for various fintechs. As CEO of Penta, he contributes his affinity for digital business models.

Lukas Zörner – Chief Product Officer

Lukas Zörner is Chief Product Officer at Penta. Before joining Penta, he founded Mespo, an AI-driven Fintech startup, and worked in Morgan Stanley’s investment banking division.

Jessica Holzbach – Chief Customer Officer

Jessica always aims to put a smile on our customers’ faces. As a serial entrepreneur and an ex-management consultant, she supervised many customer relationship management projects for banks and insurance companies.

Igor Kuschnir – Chief Financial Officer

Igor is Chief Financial Officer at Penta and in charge of our financial strategy. He brings in extensive corporate finance experience and the necessary attention to detail. Before joining Penta, he worked for Citi’s investment banking division focusing on M&A transactions.

Henrik Jondell – Chief Technology Officer

In October 2019, Henrik Jondell joined Penta’s management team as our Chief Technology Officer. He is leading our team of software engineers, platform operations and cyber-security professionals across our three locations.

“Penta’s digital movement is the answer to a market need that has been ignored by traditional banks for too long. With its sleek interface and powerful features, Penta is revolutionizing how small businesses bank in Germany.”

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Solarisbank AG is a banking platform with a full German banking license, allowing companies to offer their own financial products. Penta leverages Solarisbank’s infrastructure to offer you the best-ever business banking solution.

Solarisbank is fully compliant with the German banking laws, it is regulated by BaFin and offers €100.000 guarantee on deposits. Solarisbank raised over €100 million in investment and is a strategic partner of Visa for developing the novel banking solutions.


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