Compare business bank accounts

Looking for the ideal business bank account? Use the following overview to compare Qonto with a selection of other business banking providers - and decide for yourself which one best suits your needs.

Over 450,000 companies trust Qonto

Two good reasons to try Qonto

  1. Everything in 1 app. Qonto is so much more than just a business account: it lets you manage your finances by connecting invoicing and accounting tools.
  2. Gain time, the moment you get started. From account opening to accounting and team management, Qonto gives you your time back.

Monthly pricing

From €9
excl. VAT
From €0

Open account online



Time until account is available

<48h
N/A

Accepted company formations

Sole proprietors, freelancers, GmbH, UG, AG, KG, gGmbH, oHG, KGaA, GbR, and more
Sole proprietors & freelancers

Customer service

Answers in less than 15 minutes, 7 days a week
N/A

SEPA payments

Up to 1,000 included

Account overdraft

-

Payment cards

1, 2, 5 or 15 cards included
depending on the subscription
1 card included

Card types

Choice of: Mastercard Debit Mastercard World Business Debit
N26 Mastercard Debit

Virtual cards


1 included

Instant cards


-

Additional card costs

From €2/month
N/A

Payment limit

Up to €200,000/month
N/A

Cash withdrawal fees

X Card: no fees
Plus Card: 5 free withdrawals/month then €1 per withdrawal
One Card: €1 per withdrawal
Up to 5 included
in Germany per month

Cash withdrawal limit

Up to €15,000 per card/month
in Germany
Up to €2,500/week, up to €1,000/day

Premium metal card available


-

Team additions


Up to 15 included
depending on the plan

Document archival and certification


-

Sub accounts with individual IBANs

Up to 25 included
depending on the plan
Up to 10

Team expense management

Individual card limits, collective transfers and transfer requests, Instant Cards and much more.
-

The all-in-one account that boosts your business

Iconography Employees

Fast

Toggle dropdown
Open your account in a few minutes, without an appointment and all online.
Iconography Transparent

Fair

Toggle dropdown
Total account transparency. No hidden fees, guaranteed.
Iconography Flexibility

Flexible

Toggle dropdown
Choose the account plan that fits your business model.
Iconography Customer Service

Available

Toggle dropdown
We’re here to help. Our customer service team is available 7 days a week.

Detailed business account comparisons - make the right decision

We can’t make your decision for you, but we can give you everything you need to make the right one on your own. Compare the other business accounts from online providers and traditional banks and choose for yourself.

3766586c 3450 45b2 b3d6 62a97be5a9ac purple  cards article traditional banks

Traditional business accounts

Discover the offers from traditional banks in Germany.
Compare business accounts
arrow-right
f0b849ec 1e54 49ab 8f20 4e4f423095f0 purple  cards article neobanks

Online business accounts

Compare the digital business accounts available in Germany
Compare online offers
arrow-right

What is our business bank comparator?

Research transfers and debits

Toggle dropdown

Know what kind of legal forms are accepted

Toggle dropdown

Assess the quality of customer service

Toggle dropdown

Compare all the available business accounts

Toggle dropdown

Discover the selection of business payment cards

Toggle dropdown

Compare accounting integrations

Toggle dropdown
444b7f58 4386 427f 9d9b d3b5a08b580b peach  topic highlight control expenses

Simplify your expense management

  1. Issue Mastercard cards to your employees and assign individual limits.
  2. Stay in control, in real-time, via the app.
  3. Rid yourself of paper: our receipt storage is GobD-compliant.
  4. Set up account access for your team and assign individual access rights.
SEO Highlight OneCard PusCard XCard

Smart Mastercards. The right cards for every occasion.

Have any questions?

We are here for you and will be happy to assist you by presenting Qonto’s plans to find the offer that suits you best.

FAQ

What should I look for when comparing business account costs?

Toggle dropdown

What services does a business account include?

Toggle dropdown

Can I take out a business loan?

Toggle dropdown

What should you look for when choosing a business account?

Toggle dropdown
de flag

Möchten Sie zu Deutsch wechseln?

Möchten Sie diese Webseite auf Deutsch ansehen?