Fast and easy business banking

Fast customer support, employee cards and maximum security. Open an account online in 48h.

Premium Plan

The Penta

The Premium plan is the best option for a business that wants to save time and money. Using Penta Premium, you can connect your accounting software to Penta and save hours a week on accounting tasks. The plan comes with 5 Business Debit Cards that you can use for your Co-Founders and employees – it enables high efficiency and fast expense management.

You can also save money on foreign transfers outside of the SEPA zone – with Penta Premium, they are up to 10x cheaper than traditional banks (0.5% fee).

German IBAN
5 Banking Logins ?

Get additional banking logins for your co-founders, accountant, or employees.

5 Business Debit Cards ?

Get additional Debit Cards for your co-founder or employees to do easy expense management. Set a custom spending limit for each card (up to €25.000/mo).

300 Outgoing SEPA-Transfers/mo ?

Includes outgoing domestic and international transfers in the SEPA zone, each additional transfer costs €0.20. The incoming transfers and card transactions are unlimited and free.

International payments – 0,5% ?

The currency conversion fee for non-Euro payments to countries outside of the SEPA zone. Learn more.

Premium Support ?

Enjoy Premium Support in German and English – have your own relationship manager, request new features, and more. Learn more.

  • Unlimited transactions history
  • Role and user management
  • Seamless Accounting integration
  • Accountant access
  • Mobile App (iOS & Android)
  • Batch payments
  • 5 Penta debit cards for employees
  • Special co-founder access
  • Custom transactions categories
  • Up to 4 additional sub-account

30k+ German Businesses trust Penta with their Banking.

“Thanks Penta for simplifying corporate banking for us! We switched recently and really love the design and UX.”

“Penta vs traditional banks? No bureaucracy, better look and feel. Penta really focuses on building the features useful for our business.”


Enable your team, stay in control

  • Get Business Debit Cards for your employees
  • Set individual spending limits for each user
  • Add receipts to transactions in one click


Save 11 hours per week on accounting

  • Connect your accounting software to Penta in seconds
  • Have your transactions synchronized automatically in real time
  • Create invoices right within lexoffice or debitoor and see when they are paid


Your money is safe

  • Deposit guarantee scheme up to €100,000
  • Full data privacy compliance
  • Top cybersecurity, SSL-encryption for all sensitive data

Get your Penta account today!

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