Pricing plans for everyone

Basic

0 €
/ mo + VAT
OPEN FOR FREE Change or cancel anytime
Most popular

Advanced

9 €
/ mo + VAT
Choose this Plan Change or cancel anytime

Premium

19 €
/ mo + VAT
Choose this Plan Change or cancel anytime

Basic

0 €
/ mo + VAT
OPEN FOR FREE Change or cancel anytime
  • 50 outgoing transfers/mo ? Includes outgoing domestic and international transfers in the SEPA zone, each additional transfer costs 0.20€. The incoming transfers and card transactions are unlimited and free.
  • 1 Penta user
  • 1 Business Debit Card
  • Support ? Enjoy Support in German and English – have your own relationship manager, request new features, and more. Learn more.
  • Accounting integrations
  • International payments
  • German IBAN and current account
  • Unlimited transactions history
  • Mobile App (iOS & Android)
  • CSV Export
  • Custom transactions categories
  • Recurring transfers
  • Custom notifications
  • Cards for employees ? Soon available for Sole Proprietors.
  • Special co-founder access
  • Role and user management
  • Batch Payments
Most popular

Advanced

9 €
/ mo + VAT
Choose this Plan Change or cancel anytime
  • 100 outgoing transfers/mo ? Includes outgoing domestic and international transfers in the SEPA zone, each additional transfer costs 0.20€. The incoming transfers and card transactions are unlimited and free.
  • 2 Penta users ? Get an additional banking login for your co-founder, accountant, or employee.
  • 2 Business Debit Cards ? Get additional company cards for your co-founder or employees to do easy expense management. Set a custom spending limit for each card (up to 25.000€/mo).
  • Premium Support ? Enjoy Premium Support in German and English – have your own relationship manager, request new features, and more. Learn more.
  • Accounting integrations ? Directly integrate your account with Lexoffice or Debitoor. Export your transactions to Datev, Felix1, and other tools using our MT940 export functionality. Learn more.
  • International payments
  • German IBAN and current account
  • Unlimited transactions history
  • Mobile App (iOS & Android)
  • CSV Export
  • Custom transactions categories
  • Recurring transfers
  • Custom notifications
  • Cards for employees ? Soon available for Sole Proprietors.
  • Special co-founder access
  • Role and user management
  • Batch Payments
  • Loans ? Easily apply and receive tailored to your needs financing solutions, such as loans, factoring or leasing.

Premium

19 €
/ mo + VAT
Choose this Plan Change or cancel anytime
  • 300 outgoing transfers/mo ? Includes outgoing domestic and international transfers in the SEPA zone, each additional transfer costs 0.20€. The incoming transfers and card transactions are unlimited and free.
  • 5 Penta users ? Get additional banking logins for your co-founders, accountant, or employees.
  • 5 Business Debit Cards ? Get additional company cards for your co-founder or employees to do easy expense management. Set a custom spending limit for each card (up to €25.000/mo).
  • Premium Support ? Enjoy Premium Support in German and English – have your own relationship manager, request new features, and more. Learn more.
  • Accounting integrations ? Directly integrate your account with Lexoffice or Debitoor. Export your transactions to Datev, Felix1, and other tools using our MT940 export functionality. Learn more.
  • International payments
  • German IBAN and current account
  • Unlimited transactions history
  • Mobile App (iOS & Android)
  • CSV Export
  • Custom transactions categories
  • Recurring transfers
  • Custom notifications
  • Cards for employees ? Soon available for Sole Proprietors.
  • Special co-founder access
  • Role and user management
  • Batch Payments
  • Loans ? Easily apply and receive tailored to your needs financing solutions, such as loans, factoring or leasing.
Coming Soon
  • SEPA Direct Debit ? Easily charge third parties such as your customers by initiating SEPA Direct Debit collections.
  • API access

Basic

0 €
/ mo + VAT
OPEN FOR FREE Change or cancel plan anytime

Advanced

9 €
/ mo + VAT
Choose this Plan Change or cancel plan anytime
Special offer

Premium

9 € 19 €
/ mo + VAT
Choose this Plan Change or cancel plan anytime

Basic

0 €
/ mo + VAT
OPEN FOR FREE Change or cancel plan anytime
  • 50 outgoing transfers/mo ? Includes outgoing domestic and international transfers in the SEPA zone, each additional transfer costs 0.20€. The incoming transfers and card transactions are unlimited and free.
  • 1 Penta user
  • 1 Business Debit Card
  • Support ? Enjoy Support in German and English – have your own relationship manager, request new features, and more. Learn more.
  • Accounting integrations
  • International payments
  • German IBAN and current account
  • Unlimited transactions history
  • Mobile App (iOS & Android)
  • CSV Export
  • Custom transactions categories
  • Recurring transfers
  • Custom notifications
  • Cards for employees ? Soon available for Sole Proprietors.
  • Special co-founder access
  • Role and user management
  • Batch Payments

Advanced

9 €
/ mo + VAT
Choose this Plan Change or cancel plan anytime
  • 100 outgoing transfers/mo ? Includes outgoing domestic and international transfers in the SEPA zone, each additional transfer costs 0.20€. The incoming transfers and card transactions are unlimited and free.
  • 2 Penta users ? Get an additional banking login for your co-founder, accountant, or employee.
  • 2 Business Debit Cards ? Get additional company cards for your co-founder or employees to do easy expense management. Set a custom spending limit for each card (up to 25.000€/mo).
  • Premium Support ? Enjoy Premium Support in German and English – have your own relationship manager, request new features, and more. Learn more.
  • Accounting integrations ? Directly integrate your account with Lexoffice or Debitoor. Export your transactions to Datev, Felix1, and other tools using our MT940 export functionality. Learn more.
  • International payments
  • German IBAN and current account
  • Unlimited transactions history
  • Mobile App (iOS & Android)
  • CSV Export
  • Custom transactions categories
  • Recurring transfers
  • Custom notifications
  • Cards for employees ? Soon available for Sole Proprietors.
  • Special co-founder access
  • Role and user management
  • Batch Payments
  • Loans ? Easily apply and receive tailored to your needs financing solutions, such as loans, factoring or leasing.
Special offer

Premium

9 € 19 €
/ mo + VAT
Choose this Plan Change or cancel plan anytime
  • 300 outgoing transfers/mo ? Includes outgoing domestic and international transfers in the SEPA zone, each additional transfer costs €0.20. The incoming transfers and card transactions are unlimited and free.
  • 5 Penta users ? Get additional banking logins for your co-founders, accountant, or employees.
  • 5 Business Debit Cards ? Get additional company cards for your co-founder or employees to do easy expense management. Set a custom spending limit for each card (up to €25.000/mo).
  • Premium Support ? Enjoy Premium Support in German and English – have your own relationship manager, request new features, and more. Learn more.
  • Accounting integrations ? Directly integrate your account with Lexoffice or Debitoor. Export your transactions to Datev, Felix1, and other tools using our MT940 export functionality. Learn more.
  • International payments
  • German IBAN and current account
  • Unlimited transactions history
  • Mobile App (iOS & Android)
  • CSV Export
  • Custom transactions categories
  • Recurring transfers
  • Custom notifications
  • Cards for employees ? Soon available for Sole Proprietors.
  • Special co-founder access
  • Role and user management
  • Batch Payments
  • Loans ? Easily apply and receive tailored to your needs financing solutions, such as loans, factoring or leasing.
Coming Soon
  • SEPA Direct Debit ? Easily charge third parties such as your customers by initiating SEPA Direct Debit collections.
  • API access

16k German Businesses trust Penta with their banking.

“Thanks Penta for simplifying corporate banking for us! We switched recently and really love the design and UX.”

Christoph Wünsche COO @ bepro11

“Penta vs traditional banks? No bureaucracy, better look and feel. Penta really focuses on building the features useful for our business.”

Krzysztof Piernicki VP Finance @ AirHelp

Additional Services

  • Additional Penta user € 2 / mo
  • Additional Business Debitcard for Penta Expense Management € 3 / mo
  • All prices are subject to the statutory value added tax (VAT).

FAQ

Yes. If you are physically located outside of Germany, but still have a German company, this is not a problem.

Penta is only available for German businesses with the following legal forms:
UG, GmbH, GmbH/UG in Gründung, AG, GbR, OHG, PartG, KG, e.K., eG, Sole Proprietor (Einzelunternehmen), Freiberufler.

Penta accounts are provided in cooperation with solarisBank AG, a German bank holding a full German banking license and regulated by BaFin. solarisBank provides a deposit guarantee of up to 100,000€ – just like any other bank in Germany.

Currently, SEPA direct debits are unavailable with Penta, but they will be available within the next few months.

Currently, you can only deposit money to Penta via a bank transfer. We are working on making cash deposits available.

Get your Penta account today!

Open Account Now