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With Penta you are safe

Your security is our top priority. From day one Penta was designed to be the most secure online banking solution on the market.


We protect your account

Enjoy full SSL-encryption of your login details.
Set custom access permissions for every user - from read-only to full admin access
Define what information each user can/cannot see
Penta Login

We protect your money

Confirm each transaction with SMS-tan.
Set custom spending limits for each user.
Receive an email notification every time a payment is made.
Instantly freeze/unfreeze any of the company cards in your Penta dashboard.

Access your Penta account 24/7

You are able to log into your Penta account any time of day and night. We ensure close-to-zero online banking maintenance downtime.

Enjoy the bug-free experience: we constantly run unit, build, API, and UI-level tests for each function we offer. We allocate more time and effort towards quality assurance employing 1 quality assurance engineer for every 1.5 developers, while the industry average is 1 QA-engineer for every 5 developers.

Penta free business bank account, open online business bank account, startup business account, business online banking, iban germany, german bank account and penta foundation bank account, startup bank account, gmbh bank account, free business bank account pricing
Deposit guarantee scheme up to €100,000
Penta accounts are provided in cooperation with solarisBank AG. It holds a full German banking license and is regulated by BaFin. solarisBank provides a deposit guarantee of up to €100,000 - just like any other German bank.
Trusted banking partners
Our partners, solarisBank and IdNow, are both established, internationally operating companies.
Your funds are always there
Your Penta account is compliant with the German regulation meaning your funds are always available for you 24/7.
Full data-privacy compliance
Penta protects your personal information, the use of your data is compliant with data privacy regulations, including GDPR.

Bright and Secure

Unlike many traditional bank cards, the Penta card not only has a bright design but also enhanced fraud protection thanks to the card number placed on the back side.


Does Penta have a hotline for urgent cases?

Yes, our banking partner and the account holder, solarisBank, operates a hotline for urgent cases, such as fraud or lost/stolen cards. The number can be found on the back of your Penta Mastercard.

Does Penta have 2-factor authorization?

We are working on implementing 2-factor authorization, it will be available soon.

What are the account cancellation terms?

You can cancel your Penta account anytime. All you need to do is to send an email to our support team, and they will take care of it.

Get your Penta account today!

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