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The business banking platform for Startups

Fast customer support, Team Cards for your whole company, fast and easy expense management, real-time notifications, and much more. Start using Penta today for your Startup. Register a business account for your Startup in 48h.

20k+ German Businesses trust Penta with their Banking.

“Thanks Penta for simplifying corporate banking for us! We switched recently and really love the design and UX.”

Christoph Wünsche COO @ bepro11

“Penta vs traditional banks? No bureaucracy, better look and feel. Penta really focuses on building the features useful for our business.”

Krzysztof Piernicki VP Finance @ AirHelp

The best business banking platform for Startups

Focus on your Startup

  • Modern current account with German IBAN
  • Team Cards for your co-founders and every employee
  • Custom card limits and real-time notifications
  • Easy to integrate with your accounting tool

Fast account opening

Only 3 steps to open your business bank account

  1. Account application

    Provide your company’s reference data and complete the 3-minute online video identification. That’s all. Further information on required documents in the FAQ section below.

  2. Account verification

    Certain information is required from our partner IDnow due to regulatory reasons in order to verify your identity online. For legal reasons, the account opening has to be performed by a legal representative of your company.

  3. Enjoy Penta’s advantages

    Your Penta account includes exceptional Premium support. Multiple Business Debit Cards enable you to easily manage your budget, and Penta’s innovative features simplify your accounting. Your Penta account is scaling as your company scales and can simply be adjusted to your needs.

Business account for Startups

Why Penta is the best choice for Startups!

  • Adjust your Penta account as your company grows – you can change your pricing plan anytime
  • 100% transparent and comprehensible costs
  • Focus on your businesses and don’t waste on time on sorting receipts
  • Easily link your account to your accounting tool

Startup account

How Penta helps your Startup to reduce costs

  • Transparent fees and easy to understand invoices
  • New features to help you grow your business are constantly released
  • Save time and connect your accounting tool to your Penta account
  • Custom card limits and real-time notifications

Guaranteed security

Your money is safe

  • Your business bank account is kept with solarisBank and supervised by the German banking authority BaFin
  • Deposits are protected up to €100.000
  • Data protection under GDPR
  • Cyber security including SSL encryption of sensitive data

Prevent unnecessary problems

Problems you will avoid when using Penta

  • Tax traps
  • Demand for back taxes due to faulty accounting
  • Intransparent list of prices and services

Get your Penta account today!