“Penta provides us with a transparent, secure, simple, cost-saving and, most importantly, quick solution for to exchange currenices and transfer funds to accounts abroad”.
Revolutionising digital banking is what we do
Penta helps your business achieve even more success – with its digital features, innovative tools and support every step of the way.
Everything you need in one account
Whether you’re opening an online shop, providing IT services or engaging in freelance work, we make your banking easier.
Payments
Receive and send money easily across the country and abroad.
Preparatory accounting
Direct integration with your accounting software.
Team-Banking
Individual VISA business cards for employees.
Loans
Flexible loans for the self-employed, start-ups and SMEs.
Everything you need in one account
What makes Penta special?
As the linchpin between the best financial services and your business account, Penta allows you to manage all of your financial activities from a single banking platform. You can take care of everything from simple payments to accounting activities to expense and credit management from just one business account.
For Managers
Specify individual payment limits and receive notifications regarding each transaction in real time.
Provide all employees with their own company card, so you can track and manage your businesses’ expenditures with efficiency.
After paying for a good or service, simply take a photo of your receipt or other document, upload it to the app, and say good-bye to all that paperwork and time spent on expense reports.
Delegate financial tasks to your team members – with clearly defined access for employees or accountants.
For Employees
Pay for business expenses with your own debit card – not out of your own pocket. It’s feature-rich, contactless and can be used anywhere in the world.
Simply scan your receipts as soon as you get them, adding categories wherever necessary. You can use the Penta app or your computer.
Use the app to manage your business’s expenses and determine the payment limit of your company card – simply and smoothly. The app will remind you to always upload your receipts.
For Finance Teams
Get easy access to all the information you need to manage your business’s spending, including individual spending limits for each company card and real-time notifications.
Employees who’ve been given their own company card can upload invoices and receipts after making a payment. If a receipt is missing or hasn’t been uploaded yet, the app will automatically remind your employees to do so.
Connect your account with DATEV and other accounting tools. This will allow for the smooth synchronisation of your transactions, simplify things for your tax advisor and help deliver a worry-free annual financial report.
Create individual categories and add notes to your transactions. You can save time, for example, by having all employees use a dedicated job number.
Penta supports all common legal forms
Individuals
Sole proprietorship, freelancers e.K.
Partnerships
GbR, KG, OHG, PartG
Corporations
Aktiengesellschaft, GmbH, GmbH i.G., GmbH & Co. KG, UG, UG i.G.
What our customers say about us
“Penta vs. traditional banks? No red tape, a better look and feel. Penta really focusses on building useful features for our business”.
“Thanks, Penta for simplifying corporate banking for us! We switched recently and really love the design and UX”.
Get started with Penta.
Free trial – no commitment